GRZ Student Loans for the 2019/2020 Academic Year at Kwame Nkrumah University

HELSB – Higher Education Loans and Scholarships Board

Applications are invited from suitably qualified Zambians that meet the minimum requirements outlined here below to apply for undergraduate GRZ Student Loans for the 2019/2020 Academic Year at Kwame Nkrumah University


Applicants should be:

(i) Zambians with Green National Registration Cards (NRC)

(ii) School leavers admitted to Kwame Nkrumah University

(iii) School leavers who completed Grade 12 in 2015, 2016 and 2017

(iv) 24 years old or below by September, 2019

Applications should be addressed to:

The Chief Executive Officer

Higher Education Loans & Scholarships Board

P.O. Box 50464



Applicants should submit the following:

a) An application letter responding to the advertisement;

b) A photocopy of University Admission Letter from Kwame Nkrumah University;

c) A photocopy of Grade 12 Statement of Results or Certificate;

d) A photocopy of the candidate’s NRC and Parent’s/Guardian’s NRC;

e) Two (2) recent passport size photos of the candidate;

f) An application form bought from the Higher Education Loans and Scholarships Board, Lusaka or Kitwe offices. Rural students need not include this form but will be expected to buy onc at the time of registration.

Do not leave the original documents with the Social Welfare Office. Please note that the Social Welfare Office does not make applications for sponsorship on behalf of students. Student Loans are limited and scaled down according to the level of support required. Applicants should, therefore, indicate in their application the level ofthe loan required. The Higher Education Loans and Scholarships Board, however, reserves the right to determine the actual level of the loan. Loans are awarded according to the Board’s financial capacity and, therefore, admission to the University does not necessarily guarantee the applicant a GRZ student loan. Applicants are advised to submit any documents to support their application.

The student loans are not transferable from one University to another. Students wishing to apply for the loans should, therefore, be clear in their applications. 

Applications by hand should be submitted to Room 23, Maxwell House Annex Building, Los Angeles Boulevard, Longacres, Lusaka or the Higher Education Loans and Scholarships Board offices situated at the Copperbelt University, Riverside Campus, Kitwe.

Rural and female students and students with disability are especially encouraged to apply.

Closing date: Friday, 13th September, 2019

For any clarification, contact us on telephone: +260 – 211-250726,



Higher Education Loans and Scholarships Board


Ireen Nayame Chirwa (Mrs.)

Chief Executive Officer


Important Note: Offers of employment or job openings with requests for payment or fees should be treated with extreme caution, viewed as potentially fraudulent and reported immediately.