FNB
purpose
Analyses credit data to estimate degree of risk in extending credit or lending money. Consults with management to assist in corporate planning.
experience and qualifications
- Degree or Diploma in credit preferable.
- 3 Years related experience.
additional requirements
responsibilities
- Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.
- Manage costs / expenses within approved budget to achieve cost Efficiencies.
- Deliver exceptional Credit service that exceeds customers’ expectations through proactive, innovative and appropriate solutions.
- Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners.
- Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
- Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis.
- Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners.
- Ensure average approval turnaround time against target to ensure retention of clients.
- Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications.
- Comply with governance in terms of legislative and audit requirements.
- Responsible for the returns of daily stats.
- Manage personal development to increase own skills and competencies.