Assistant Credit Officer

Website Kapalasa Investments Limited

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Our innovative and growing company Kapalasa Investments Limited is looking to fill the role of Assistant Credit Officer to join the Team based in Lusaka Zambia.

Job summary:

This role is responsible in assisting credit section operations which include advising members on credit matters, appraisal and approval of loans, timely accounts reconciliations and loan collections.

Key Responsibilities:

1.      Carry out remedial measures and active recoveries on defaulted loans

2.      Appraise member loans and businesses and provide recommendations

3.      Communicate and issue default notices in line with the company policy.

4.      Appraise loans and carry out field visits for appraisal for business

5.      Initiate and implement timely recovery procedures on defaulted loans

6.      Advise members on payment plans and loan restructuring options.

7.      Generate and submit timely credit reports to aid decision making

8.      Collecting, verifying, and processing loan application documents.

9.      Maintaining a loan filing system and conducting pre-audit reviews.

10.  Serving as the primary point of contact between loan officers, customers, and third parties.

11.  Researching applicants and corporations.

12.  Answering clients’ questions.

13.  Managing closing paperwork and ensuring proper filing.

14.  Reviewing delinquent accounts and attempting to collect debts.

15.  Setting up the terms of credit for new clients.

16.  Negotiating payment plans.

17.  Managing the collection of all payments and debts.

18.  Responding to client inquiries.

19.  Preform any other duties that may be assigned from time to time

Minimum qualifications

Ø  Full Grade 12 Certificate

Ø  Bachelor’s Degree in Accounts, Finance or any related field.

Ø  Three years minimum work experience

Ø  Exceptional verbal and written communication skills in English.

Ø  ACCA and/or ZICA Member

If you meet the above requirements kindly send your application, qualifications and Curriculum vitae to [email protected]

Closing date: 19th May 2025.

To apply for this job email your details to gertrudephiri37@gmail.com

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