Trainee Loan Officer – Micro Finance

  • Full Time
  • Lusaka, Zambia
  • 2000 plus commissions ZMW / Month

Padikash

Reporting to the Manager – Credit, the Credit Officer will be responsible for ensuring assigned credit appraisals are executed in a timely manner.

Job Specifications

  • Authentication of the loan application documentation supplied by Customers
  • Determination of loan applicants’ Affordability, in accordance with the Company’s Credit Policies, applicants’ Employer’s Memorandums of Understanding (MoUs), and other relevant affordability
  • Timely (and quality assured) delivery of client loan application results
  • Adherence to industry best practices in the issuance of credit
  • Reporting of suspected frauds /actual frauds Loan application result Query Resolution /Escalation
  • Maintenance of the Company’s Customer Loan application history databases/logs

Minimum Requirements

  • Bachelor’s Degree in Business or related discipline from a reputable University
  • At least 1-year of experience in a Credit role in the financial service industry is a plus but not necessary.
  • Sound knowledge of industry best practices in the issuance of Credit
  • Highly conversant with Microsoft Excel, analytical and good numerical skills
  • Good communication, interpersonal and organization skills
  • Good attention to detail
  • Self-driven

Please send cv to [email protected]

To apply for this job email your details to info@padikash.com


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