PANDA AFRICA SOLUTIONS LIMITED
Panda Africa, a financial institution committed to fostering economic mobility for all Zambians by offering finance that is both affordable and easily accessible, is seeking for a dynamic individual to join our team as a Loan Underwriter
Position Overview:
We are seeking a skilled and experienced Loan Underwriter to join our dynamic team. The ideal candidate will have a strong background in assessing loan applications, analyzing financial data, and mitigating risks. As a Loan Underwriter, you will play a crucial role in evaluating the creditworthiness of loan applicants and ensuring compliance with company policies and regulatory requirements.
Responsibilities:
- Review loan applications and assess the financial status of applicants.
- Analyze credit reports, income documents, and other relevant information to determine loan eligibility.
- Calculate debt ratios, evaluate collateral, and assess overall risk factors.
- Communicate with applicants to gather additional information or clarify discrepancies.
- Collaborate with other departments to ensure timely and accurate processing of loans.
- Stay up-to-date on industry trends, regulations, and best practices related to underwriting.
Requirements
- Bachelor’s degree or Diploma in Finance, Business Administration, or related field.
Proven experience as a Loan Underwriter or similar role in the financial services industry. - Strong analytical skills and attention to detail.
- Excellent communication and interpersonal skills.
- Ability to work efficiently in a fast-paced environment.
- Proficiency in Microsoft Office suite and loan underwriting software.
- Knowledge of regulatory requirements and industry standards
To Apply
Submit your Curriculum Vitae with three traceable referees and cover letter on or before 24th May,2024 to [email protected]
Panda Africa is an equal-opportunity employer committed to diversity and inclusion in the workplace. We encourage individuals from all backgrounds to apply.