Accountants x2

Website PremierCredit Zambia Limited

Banking The Unbanked Population

PremierCredit is Zambia’s leading and fastest growing International financial technology (fintech) company operating in emerging markets in Southern Africa. The company operates an online microlending and Investment platform for small businesses and individuals, making financial services inclusive, accessible, and affordable.

As part of our expansion plan, we are inviting applications from suitably qualified, experienced, ambitious, self-motivated individuals to apply for the position of Accountant.


The accountant will monitor and manage accounts receivable related to insurance policies payments, reconcile and accurately record insurance policies payments with company financial statements and also responsible for financial audits, reconciling bank statement, and ensuring financial records are accurate throughout the year.

Key Duties and Responsibilities

  • Drive the implementation of the Company’s operational strategy, work plans, programs, systems, controls, policies and procedures to ensure a rigorous financial framework in alignment with PremierCredit’s strategic goals.
  • Calculating insurance claims payments, premiums, and other figures using software programs such as Excel
  • Provide input to the development of PremierCredit’s budgeting guidelines, policies and procedures ensuring inculcation of best practices and alignment with local operating regulations and requirements.
  • Drive the budgeting process and ensure inputs from all departments are in compliance with stated guidelines and that exceptions are escalated appropriately.
  • Ensure timely and accurate preparation of monthly, quarterly and annual management reports to aid management decision-making process.
  • Ensure on-going review, update and documentation of monthly, quarterly, and yearly financial forecasts, and ratio analyses.
  • Ensure collaboration/interface with other departments on financial assessment of projects, business models and business plans.
  • Prepare financial reports, ensuring compliance with PremierCredit’s accounting policies and International Financial Reporting Standards (IFRS).
  • Implement adequate internal financial control systems and frameworks to ensure appropriate integration of business reporting requirements, the integrity of information contained in and the compliance of PremierCredit’s financial statements with relevant reporting regulations.
  • Define and document PremierCredit’s credit guidelines, policies and procedures ensuring inculcation of best practices and ensure adequate monitoring and management of PremierCredit’s credit exposure.
  • Ensure effective utilisation of PremierCredit’s financial resources to achieve cost efficiency.
  • Proactively identify risks and define and implement strategies to prevent revenue leakage.
  • Provide broad guidelines for the management of PremierCredit’s fixed assets from an accounting perspective, ensuring that organisational policies with respect to accounting for fixed assets are adhered to at all times.
  • Regularly update PremierCredit’s accounting policies and procedures manual and ensure compliance with the same.
  • Keep abreast of changes and updates in micro and macroeconomic policies and advice the Chief Financial Officer/Finance Manager on the implications for the business.
  • Coordinate the preparation of departmental budget and approve departmental expenditure in line with approved authority limits.
  • Provide overall guidance, leadership support and strategic direction in the execution of the department’s functions.
  • Prepare and submit periodic reports to the CFO/Finance Manager on the activities of the department.
  • Perform any other duties as may be assigned by the CFO/Finance Manager.


Education and Work Experience

  • Bachelor’s degree in Accounting, Finance, Economics or any other related discipline.
  • Relevant professional qualifications such as ACA, CIMA, ZICA, ACCA.
  • Minimum of twelve (10) years relevant experience with at least three (3) in a supervisory position.
  • Should have knowledge[CM1]  in the insurance industry.

Skills and Competencies

  • Good understanding of micro and macroeconomic indicators and their impact on the business.
  • Good understanding of trends, challenges, opportunities, regulations and legislations relating to the microfinance business.
  • Good understanding of foreign exchange operations and regulation.
  • Proven experience in strategic financial planning and analysis.
  • Advanced financial and accounting knowledge, including understanding of finance best practices and IFRS/ international accounting and financial reporting standards
  • Very sound business acumen – financial and commercial knowledge.
  • Strong communication and interpersonal skills.
  • Strong leadership and people management skills.
  • Strong negotiation skills and influencing skills.
  • Strong problem-solving skills.
  • High ethical standards and integrity.
  • Ability to manage multiple priorities.
  • Working knowledge of Financial Management and payroll systems.


Applications, consisting of your cover letter and CV only in a single document, should be sent to [email protected]. Copies of certificates need NOT be attached.

Closing date for accepting applications is Friday 26th of May,2023

* Note: Only shortlisted candidates will be contacted.

[CM1]Should have proven work experience in the insurance industry in the same capacity in Accounting

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