Credit Officer

Skyrock Labour Consultants LTD • Full-time • Lusaka • 3h ago

Key Responsibilities:

Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
Collecting the needed financial documentation and assessing the clients' creditworthiness.
Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
Reviewing loan requests, and communicating your decision to both clients and management.
Setting up payment plans for clients explaining monthly instalment amounts, interest rates, and other costs.
Maintaining records of loan applications
Managing loan renewals by organizing follow-up meetings with clients.
Monitoring the progress of the loan application process and relaying any hindrances to clients.
Ensuring that loan applications are in line with the company's financial policies and national regulations.

Qualifications and Experience

Degree business or a related field
A minimum of 2 years' experience as a credit officer.
Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
Excellent communication, interpersonal, and customer service skills.
Good time management, strategic planning, and organizational skills.

How to apply

Please send your cover letter, CV, Copy of National Registration Card to skyrocklabourconsultants@gmail.com

Indicate the position title and location in the subject line.