Jobs search

Risk and Compliance Officer

Chibanje Capital Resources Limited • Full-time • Lusaka, Lusaka, Zambia • ZMW 8k - ZMW 12k / month • 16h ago

Position : Risk and Compliance Officer

Job Type : Full Time

Reporting to : Senior Management

Work Environment : The position requires interaction with regulators, auditors and other

stakeholders

Aboutchibanje capital resources limited

We are newly registered Fintech institution dedicated to providing affordable and accessible digital financial solutions to individuals and small and medium enterprises in Zambia.

Job Purpose

The Compliance Officer will play a critical role in ensuring that the organization operates within legal and regulatory frameworks and complies with all internal policies, regulatory requirements and ethical standards. The role involves monitoring and evaluating compliance issues while cultivating and promoting a culture of compliance and integrity within the organisation.

Key Duties and Responsibilities

1. Regulatory Compliance

§ Monitor regulatory developments and ensures compliance and adherence with all relevant laws, regulations and guidelines from regulatory bodies.

§ Monitoring regulatory updates and implementing necessary changes.

§ Prepare and submit required regulatory reports accurately and on time

§ Liaise with regulatory bodies during inspections, audits or inquiries.

2. Internal Compliance Monitoring

§ Conduct internal review, risk assessments and compliance audits to evaluate adherence to internal controls and regulatory standards

§ Investigate compliance breaches and recommend corrective action

§ Act as Money Laundering Reporting Officer

§ Monitor suspicious transactions and ensure reporting to relevant authorities as required

§ Ensure that proper Know Your Customer (KYC) and customer due diligence processes are followed.

§ Identifying and mitigating compliance risks.

3. Training and Awareness

§ Train staff on compliance related matters such as Anti-Money Laundering, data protection, and ethical conduct

§ Promote a culture of compliance through awareness programmes and continuous engagement

4. Policy Development and Review

§ Draft, update and implement compliance related policies and procedures

§ Ensure that all departments understand and follow relevant policies

§ Ensure that policies align with regulatory requirements.

5. Monitoring, Reporting and Documentation

§ Monitoring compliance with regulatory requirements.

§ Maintain compliance records, including audit findings, regulatory correspondence and training records

§ Reporting compliance issues to management and regulatory bodies.

§ Report regularly to senior management and/or the Board on compliance status, risks and breaches

6. Audit and Investigation

§ Conducting internal audits to ensure compliance.

§ Investigating compliance breaches and implementing corrective actions.

Qualifications and Experience

§ Bachelors Degree in Accounting, Auditing, Business Administration or related field

§ At least 6 (Six) years of experience in Audit, Risk or Compliance with 3 years in leadership position preferably in the financial or microfinance sector

§ Good knowledge of regulatory reporting

Skills and Competencies

§ Strong understanding of financial regulations and microfinance operations

§ Excellent written and verbal communication skills

§ Strong interpersonal and communication skills

§ High level of integrity, confidentiality and professionalism

§ Ability to multi-task and manage time effectively

§ Problem-solving and conflict resolution skills

§ High proficiency in Microsoft Office and compliance monitoring tools

Key Relationships

Internal: All staff, Senior Management

External: Regulatory Bodies, External Auditors

Renumeration: The company offers competitive benefits based on qualifications and experience. Starting salary range for this position is 8000zmw to 12000zmw, negotiable based on experience.

Those who meet the above requirements should send their applications to hr@chibanjecapital.com by October 25, 2025.